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15th March 2016, 05:45 PM
Super Moderator
 
Join Date: May 2012
Re: Flexi payment standard chartered

As you want to open account in Standard Chartered Malaysia and looking for
Flexi Pay Terms and Conditions, so I am telling same along with some additional inof:

FlexiPay facility gives you the option to convert any of your Standard Chartered Credit Card purchase(s) to 12 month installments at a low interest rate of 7.88%*p.a.

How it Works

Simply charge RM500 or more in a single transaction on your Standard Chartered Credit Card and apply for FlexiPay via Online Banking today. Transaction to be converted into FlexiPay must be applied within one month from date of transaction.

Retail Purchase FlexiPay (Monthly Installment)
Car repairs - RM1,000 RM89.90
Medical expenses - RM3,000 RM269.70

Flexi Pay Terms and Conditions
Only credit card accounts in good standing are eligible. You must specify in your application the purchase transaction which you wish to convert to the FlexiPay and the instalment period under the FlexiPay.
The following are not eligible for FlexiPay:
Cash advance;
Instalment amount payable under other programmes such as Balance Transfer, Easy Payment Scheme, Flexi-on-Balance and Cheque-on-Call/ Cheque-on-Call PLUS;
Annual fees;
Carry forward balances; and
Any other charges by them as provided in tehir banking agreement.
The minimum amount of any purchase that will be eligible for conversion under FlexiPay is RM500 within a single receipt.
A purchase is eligible for conversion under this FlexiPay if
It has been debited to the your credit card account
It has been recorded as part of the current outstanding balance due in the current statement and,
It has not passed its payment due date at the point of the application.

The approval of your application will be subject to:
The status of your credit card account;

The status of the transaction at the point of conversion;
You may participate more than once in the FlexiPay subject to these terms.


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