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26th February 2016, 02:11 PM
Super Moderator
 
Join Date: Apr 2013
Re: Educational Loan interest rates in various banks

As you have asked about the educational loan interest rates in various banks in India, I am giving you information about that

Here I am mentioning only some of them
Banks Education Type Loan Amount Interest Rates
Axis Bank Study in India Up to Rs 10 Lac 17.25% – 16.25%
Study Abroad Up to Rs 20 Lac
Bank of Baroda Study in India Up to Rs 10 Lac 12.75% (up to Rs 4 Lac), 12% ( abv Rs 4 Lac )
Study Abroad Up to Rs 20 Lac
Bank of India Study in India Up to Rs 10 Lac 13.25% (loan upto 7.50 Lac); 12.75% ( abv Rs 7.50 Lac)
Study Abroad Up to Rs 20 Lac
Canara Bank Study in India Up to Rs 10 Lac N.A
Study Abroad Up to Rs 20 Lac
Corporation Bank Study in India Up to Rs 10 Lac N.A
Study Abroad Up to Rs 20 Lac
Central Bank of India Study in India Up to Rs 10 Lac 12.25% for male, 11.75% for female and SC/ST & IIM/IIT Students
Study Abroad Up to Rs 20 Lac
Credila Financial Services Study in India More Than Rs 20 Lac N.A
Study Abroad
IDBI Bank Study in India Above Rs 10 Lac 11.25% (upto Rs 10 Lac India, 20 lac abroad); 12.25% (above Rs 10 Lac India, 20 lac abroad)
Study Abroad Above Rs 20 Lac
Indian Bank Study in India Up to Rs 10 Lac 12.50% (upto Rs 7.50 Lac); 12.50% ( abv Rs 7.50 Lac)
Study Abroad Up to Rs 20 Lac
Indian Overseas Bank Study in India Up to Rs 10 Lac N.A
Study Abroad Up to Rs 20 Lac
Punjab National Bank Study in India Up to Rs 10 Lac 12.75% (upto Rs 4 Lac); 13.75% ( abv Rs 4 Lac to 7.5 lac); 13.25% (loans above 7.5lac)
Study Abroad Up to Rs 20 Lac
SBI Study in India Up to Rs 10 Lac 13.50% (up to Rs 4 Lac), 13.75% ( loan between Rs 4 Lac – 7.50 Lac); 11.75% ( abv Rs 7.50 Lac)

*(0.50% concession in interest for girl students)
Study Abroad Up to Rs 20 Lac
Syndicate Bank Study in India Up to Rs 10 Lac For loans upto Rs.4.00 lakhs -11.75%

For loans above Rs.4.00 lakhs – 12.25%
Study Abroad Up to Rs 20 Lac
Union Bank of India Study in India Up to Rs 10 Lac 12.50%(Boys),12.00%(Girls) (up to Rs 7.5 Lac); 12.25%(Boys), 11.75%(Girls) ( abv Rs 7.50 Lac)
Study Abroad Up to Rs 20 Lac
United Bank of India Study in India Up to Rs 10 Lac 12.25% (upto Rs 4 Lac); 13.00% p.a. ( abv Rs 4 Lac), 12.25% (Above Rs 7.5 Lac)
Study Abroad Up to Rs 20 Lac
Vijaya Bank Study in India Up to Rs 10 Lac N.A
Study Abroad Up to Rs 20 Lac
Uco Bank Study in India Up to Rs 10 Lac 12.70% (upto Rs 7.50 Lac); 12.45% ( abv Rs 7.50 Lac)


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