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  #1  
25th November 2014, 04:47 PM
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Diploma in Banking and Finance Question Paper

Can you provide me the question paper of P.G. Diploma in Banking and Finance Examination of Pune University?
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  #2  
26th November 2014, 10:31 AM
Super Moderator
 
Join Date: Apr 2013
Re: Diploma in Banking and Finance Question Paper

Below I am providing you some questions of from question paper of P.G. Diploma in Banking and Finance Examination of Pune University


P.G. Diploma in Banking and Finance Examination,
Paper – I : BANKS, FINANCIAL INSTITUTIONS AND
FINANCIAL MARKETS
Time : 3 Hours Max. Marks : 80
Instructions : i) All questions are compulsory.
ii) All questions carry equal marks.
1. Describe the structure of financial system in India. Discuss the role of financial
system in economic development.
OR
What is a money market ? Explain the following instruments of money market.
i) Commercial bills
ii) Treasury bills
iii) Certificate of Deposit.
2. Explain the features of Indian capital market. What are the functions of Securities
and Exchange Board of India (SEBI) ?
OR
Discuss the operations of public sector banks in India. Explain any two reforms
with reference to commercial banks in India.
3. What were the reasons for nationalisation of the Reserve Bank of India ? Discuss
the following functions of the Reserve Bank of India :
i) Banker’s Bank
ii) Supervision of banks.
OR
What are selective credit control methods ? Explain the working of any two
quantitative methods of credit control in India.

4. What are Mutual Funds ? Explain the types and functions of mutual funds.
OR
Explain the meaning of Non-Banking Financial Intermediaries (NBFIs). What are
the functions of :
i) Insurance companies
ii) Hire Purchase Finance Companies.
5. Write notes on (any two) :
i) Private Sector Banks
ii) Urban Co-operative banks
iii) Provident Funds
iv) Statutory Liquidity Ratio (SLR).

Post Graduate Diploma in Banking and Finance Examination,
Paper – II : LAW AND PRACTICE OF BANKING
Time : 3 Hours Max. Marks : 80
Instructions : 1) All questions are compulsory.
2) Figures to the right indicate full marks.
1. State and explain the provisions of the Banking Regulation Act, 1949 relating to
definitions of
a) Banking b) Banking Company
c) Demand and time liabilities d) Secured loan or advance 16
OR
Spell out in detail the provisions of the Banking Regulation Act, 1949 pertaining to
the conditions under which the R.B.I. may extend license to a Banking Company.
Also spell out provisions pertaining to cancellation of license of a Banking Company. 16
2. State and explain in detail all the functions of the Reserve Bank of India pertaining
to note issue in India. 16
OR
State and explain Lien and its types. Explain that ‘Bankers’ Lien is always a pledge.’ 16
3. Define all the Negotiable Instruments as per the Negotiable Instruments Act, 1881.
Spell out the parties to each of these instruments. 16
OR
Spell out the provisions relating to dishonour of a negotiable instrument and noting
and protest as given in the Negotiable Instruments Act, 1881. 16
4. Spell out the meaning of a paying and a collecting banker. What statutory protection
is available to the paying banker ? 16
OR
Spell out the provisions relating to ‘Adjudication and Appeal’ as laid down under
the Foreign Exchange Management Act, 1999. 16

5. Write notes on (any two) : 16
1) Holder and holder in due course
2) Statutory protection to collecting banker.
3) Reasons for returns of a cheque.
4) Penalties under Foreign Exchange Management Act, 1999.

P.G. Diploma in Banking and Finance Examination,
Paper – IV : ACCOUNTING SYSTEM AND FINANCIAL ANALYSIS
Time: 3 Hours Max. Marks : 80
Instructions : 1) All questions are compulsory.
2) All questions carry equal marks.
1. From the following balances extracted from the books of Vidya Bank Ltd.
prepare Proft and Loss Account and Balance Sheet as on 31st March 2010 in
the prescribed proforma.
Equity Share Capital Rs.
10,000 Equity shares of Rs. 100 each Rs. 50 paid up 5,00,000
Reserve Fund 3,50,000
Fixed Deposits Accounts 9,50,000
Savings Bank Deposits 30,00,000
Demand Deposits 60,00,000
Recurring Deposits 20,00,000
Money at call and short notice 3,00,000
Investments at cost 30,00,000
Interest accrued and paid 2,00,000
Salaries 80,000
Rent 20,000
General expenses 10,000
Profit and Loss Account (Cr.) 1-4-2009 2,10,000
Dividend paid for the year 2008-09 50,000
Premises 12,00,000
Cash in hand 60,000


Cash with Reserve Bank of India 15,00,000
Cash with other Banks 12,00,000
Gold 1,00,000
Borrowing from other Banks 10,00,000
Silver 2,00,000
Non Banking Assets 1,00,000
Interest and discounts 6,50,000
Commission and exchange 50,000
Lockers’ Rent 50,000
Branch Adjustment A/c (Debit) 1,00,000
Bills discounted and purchased 5,00,000
Bills payable 8,00,000
Loans, cash credits and overdrafts 70,00,000
Unclaimed dividend 30,000
Sundry creditors 30,000
Adjustments :
1) Rebate on bills discounted Rs. 5,000
2) Allow 5% depreciation on premises.
3) A provision for doubtful debts of Rs. 30,000 is to be made
4) Create provision for Taxation Rs. 50,000.
5) Bills for collection Rs. 1,40,000, Acceptances and Endorsement Rs. 2,00,000.
_________ -3- [3990] – 104
2. From the following Profit and Loss A/c and Balance Sheet of Ferro Alloys Ltd.
calculate the ratios given
Profit and Loss A/c for the year ended 31-3-2010
_ _
To opening stock 10,00,000 By sales 90,00,000
To purchases 60,00,000 By closing stock 12,00,000
To wages 2,00,000
To Gross Profit c/d 30,00,000
1,02,00,000 1,02,00,000
To Administrative expenses 14,00,000 By Gross Profit b/d 30,00,000
To selling and Dist. expenses 2,50,000 By Rent received 2,00,000
To Non operating expenses 50,000
To Net Profit 15,00,000
32,00,000 32,00,000
Balance Sheet of Ferro Alloys Ltd as on 31-3-2010
Liabilities _ Assets _
Equity share capital 20,00,000 Land and Building 10,00,000
Reserves and surplus 17,00,000 Plant and Machinery 12,00,000
Sundry creditors 10,00,000 Stock 12,00,000
Bills payable 3,00,000 Debtors 10,00,000
Bank overdraft 2,00,000 Bills Receivables 2,00,000
Bank Balance 5,00,000
Cash Balance 1,00,000
52,00,000 52,00,000
1) Current ratio
2) Quick ratio
3) Operating Ratio
4) Stock turnover ratio
5) Gross profit ratio
6) Net profit ratio
7) Return on equity share capital
8) Proprietory ratio.
3. Enter the following transactions in Cash Book with Cash, Bank and Discount
columns of Mr. Roja and balance the Cash book.
2011
Feb. 1 Cash Balance Rs. 6,000/- Bank overdraft Rs. 3,000/-
2 Received a cheque of Rs. 1,580/- from Ram and allowed him discount
Rs. 20/-
4 Deposited Rs. 1,500/- into bank
5 Paid by cheque Rs. 1,350/- to Mohan in full settlement of his account
of Rs. 1,400/-
11 Cash sales to Nilesh Rs. 2,000/-
14 Received a cheque of Rs. 1,600 from Sohan and allowed him discount
Rs. 100/-
16 Sohan’s cheque deposited into bank.
20 Purchased 300 Equity shares of Rs. 10 each at Rs. 15 and paid the
amount by cheque.
21 Issued a cheque of Rs. 500/- to Vensus Traders for books purchased
by Roja’s son.
22 Received a cheque of Rs. 2,400/- from Suresh in full settlement of his
account of Rs. 2,560/- and the same was deposited into bank.
25 Transferred Rs. 5,000/- from Private Savings Bank A/c to Business
Bank A/c

26 Received Rs. 800/- from Mohit for interest on loan given to him
27 Issued a cheque to the petty cashier Rs. 400/- and withdrew from Bank
for office use Rs. 2,000/-
28 Paid Salaries Rs. 800 in Cash and Office Rent Rs. 600/- and residential
rent Rs. 900, both by cheque.
OR
3. On 1st May 2010 a bill for Rs. 30,000/- payable after 3 months was drawn by
Anil on Sunil. Sunil accepted the bill and returned to Anil. Anil discounted
the bill for Rs. 29,600/-. At maturity, the bill was dishonoured, noting charges
paid by Bank Rs. 400/-. On 5th August, Sunil paid Rs. 10,500/- in cash
including interest Rs. 500/- and accepted a new bill for the balance for a period
of 2 months. On the due date, the new bill was honoured.
Pass Journal entries in the books of Anil and Sunil.
4. Cash book of Mr. Roshan showed Bank balance of Rs. 10,900/- as on
31st Dec. 2010. On comparing his Cash book and Pass book, you find the following :
1) Cheques issued but not presented for payment Rs. 5,400/-
2) Cheque of Rs. 1,200/- deposited into Bank, was collected and credited by
the bank, was entered in Cash Book as Rs. 2,100/-
3) An amount of Rs. 3,500/- directly paid into bank a/c by our customer was
not entered in cash book.
4) Cheques deposited but not credited Rs. 3,400/-
5) Bank charges Rs. 600/- and Interest on overdraft Rs. 1,300/- appear in Pass
book only.
6) The receipt side of the cash book bank column had been overcast by Rs. 200/-
7) Dividend on shares Rs. 800/- credited in the pass book through ECS has
not been recorded in cash book.
Prepare Bank Reconciliation Statements.
OR

4. Journalise the following transactions :
1) Mr. Samir started business with cash Rs. 80,000/- of which Rs. 30,000/-
borrowed from his friend.
2) Cash Purchases from Anand Rs. 15,000/-
3) Purchased goods from Akash worth Rs. 20,000/- at 20% Trade discount
and 5% cash discount. 50% of the amount was paid in cash.
4) Goods worth Rs. 10,000 were burnt by fire. The Insurance company
admitted the claim for Rs. 4,000/- only.
5) Cash withdrawn from Bank for office use Rs. 3,000.
6) Outstanding salaries Rs. 5,000/-
7) Purchased office stationery for cash Rs. 400/-
8) Cash stolen from the Cash box Rs. 1,600/-
5. From the following information, prepare Trading and Profit and Loss A/c
for the year ended 31st March 2011 and Balance Sheet as on that date
of Mr. Ritesh Deshpande :
Debit Balances Rs. Credit Balances Rs.
Sundry Expenses 1,000 Ritesh’s capital 80,000
Printing and stationery 200 Bills Payable 19,600
Bills Receivable 9,200 Sales 1,82,000
Wages 30,000 Purchases Returns 4,500
Drawings 10,000 Bank loan 25,000
Sales Returns 5,600 Discount Received 3,200

Purchases 1,20,000 Sundry Creditors 65,000
Salaries 17,000 Commission Received 6,500
Sundry Debtors 60,000 Expenses payable 4,900
Opening Stock 85,000
Repairs 2,400
Interest on Bank loans 2,500
Bad Debts 1,500
Furniture 10,000
Insurances 1,000
Machinery 20,000
Freight and Duty 4,600
Cash in hand 1,700
Bank balance 4,000
Goodwill 5,000

Adjustments :
1) Closing stock is valued at Rs. 1,08,000
2) Commission Receivable Rs. 1,500 and prepaid Insurance Rs. 400.
3) Depreciate Machinery @ 10% p.a. and furniture @ 5% p.a.
4) Create Reserve for doubtful debts @ 5% on debtors.
5) Goods distributed as free samples Rs. 500.
OR

5. Write short notes on (any four) :
1) Nature and Importance of financial statements.
2) Proforma of a Company Balance Sheet as per the Company’s Act of 1956.
3) Trial balance and errors disclosed and not disclosed by Trial Balance.
4) Rebate on bills discounted.
5) Importance of cash flow statement to a Lending Banker.
6) Meaning of fund, flow of fund and transactions creating flow of fund.
7) Trade discount and cash discount.

P.G. Diploma in Banking and Finance Examination,
Paper – III : BANK LENDING
Time : 3 Hours Max. Marks : 80
Instructions : 1) All questions are compulsory.
2) All questions carry equal marks.
1. Why do you think should the bank lending be safe ? Do you think in earning profits
the banker may be required to compromise with the other principles of lending ?
OR
How does the assessment of borrowers on the basis of character, capacity and
collateral help a banker identify genuine borrowers ?
2. Spell out in detail the steps in analysing a new loan proposal.
OR
Explain the relationship between value of an asset and amount of loan extended by
a banker in defining a secured loan. What are the most important precautions that a
banker must take while extending loans against life insurance policy.
3. Spell out the components of priority sector in India. What are the guidelines laid
down by the RBI pertaining to priority sector lending ?
OR
How do you distinguish between personal and corporate lending by a bank ? Write
an explanatory note on any one of the types of personal loans extended by a
banker.
4. What do you understand by loan administration ? Spell out in detail the tools of
loan administration.
OR
State and explain any four important definitions given in the ‘Securitisation Act, 2002’.
5. Write short notes on (any two) :
a) One time settlement
b) Lok Adalat and Debt Recovery Tribunal
c) Tools with the bankers to keep non performing assets under control.
d) Consortium lending.
  #3  
30th November 2015, 11:41 AM
Unregistered
Guest
 
Re: Diploma in Banking and Finance Question Paper

I am going to appear in Diploma in Banking and Finance exam. So I need a sample paper. So here can you provide me a sample paper of this exam?
  #4  
30th November 2015, 11:43 AM
Super Moderator
 
Join Date: Apr 2013
Re: Diploma in Banking and Finance Question Paper

I have a sample paper of Diploma in Banking and Finance exam. So here I am providing you as you want.

Here you did not mention university name so here I am providing you according to me as you want.


1. Describe the structure of financial system in India. Discuss the role of financial
system in economic development.
OR
What is a money market ? Explain the following instruments of money market.
i) Commercial bills
ii) Treasury bills
iii) Certificate of Deposit.
2. Explain the features of Indian capital market. What are the functions of Securities
and Exchange Board of India (SEBI) ?
OR
Discuss the operations of public sector banks in India. Explain any two reforms
with reference to commercial banks in India.
3. What were the reasons for nationalisation of the Reserve Bank of India ? Discuss
the following functions of the Reserve Bank of India :
i) Banker’s Bank
ii) Supervision of banks.
OR
What are selective credit control methods ? Explain the working of any two
quantitative methods of credit control in India.

4. What are Mutual Funds ? Explain the types and functions of mutual funds.
OR
Explain the meaning of Non-Banking Financial Intermediaries (NBFIs). What are
the functions of :
i) Insurance companies
ii) Hire Purchase Finance Companies.
5. Write notes on (any two) :
i) Private Sector Banks
ii) Urban Co-operative banks
iii) Provident Funds
iv) Statutory Liquidity Ratio (SLR).


1. State and explain the provisions of the Banking Regulation Act, 1949 relating to
definitions of
a) Banking b) Banking Company
c) Demand and time liabilities d) Secured loan or advance 16
OR
Spell out in detail the provisions of the Banking Regulation Act, 1949 pertaining to
the conditions under which the R.B.I. may extend license to a Banking Company.
Also spell out provisions pertaining to cancellation of license of a Banking Company. 16
2. State and explain in detail all the functions of the Reserve Bank of India pertaining
to note issue in India. 16
OR
State and explain Lien and its types. Explain that ‘Bankers’ Lien is always a pledge.’ 16
3. Define all the Negotiable Instruments as per the Negotiable Instruments Act, 1881.
Spell out the parties to each of these instruments. 16
OR
Spell out the provisions relating to dishonour of a negotiable instrument and noting
and protest as given in the Negotiable Instruments Act, 1881. 16
4. Spell out the meaning of a paying and a collecting banker. What statutory protection
is available to the paying banker ? 16
OR
Spell out the provisions relating to ‘Adjudication and Appeal’ as laid down under
the Foreign Exchange Management Act, 1999. 16



3. Enter the following transactions in Cash Book with Cash, Bank and Discount
columns of Mr. Roja and balance the Cash book.
2011
Feb. 1 Cash Balance Rs. 6,000/- Bank overdraft Rs. 3,000/-
2 Received a cheque of Rs. 1,580/- from Ram and allowed him discount
Rs. 20/-
4 Deposited Rs. 1,500/- into bank
5 Paid by cheque Rs. 1,350/- to Mohan in full settlement of his account
of Rs. 1,400/-
11 Cash sales to Nilesh Rs. 2,000/-
14 Received a cheque of Rs. 1,600 from Sohan and allowed him discount
Rs. 100/-
16 Sohan’s cheque deposited into bank.
20 Purchased 300 Equity shares of Rs. 10 each at Rs. 15 and paid the
amount by cheque.
21 Issued a cheque of Rs. 500/- to Vensus Traders for books purchased
by Roja’s son.
22 Received a cheque of Rs. 2,400/- from Suresh in full settlement of his
account of Rs. 2,560/- and the same was deposited into bank.
25 Transferred Rs. 5,000/- from Private Savings Bank A/c to Business
Bank A/c

26 Received Rs. 800/- from Mohit for interest on loan given to him
27 Issued a cheque to the petty cashier Rs. 400/- and withdrew from Bank
for office use Rs. 2,000/-
28 Paid Salaries Rs. 800 in Cash and Office Rent Rs. 600/- and residential
rent Rs. 900, both by cheque.



1. Why do you think should the bank lending be safe ? Do you think in earning profits
the banker may be required to compromise with the other principles of lending ?
OR
How does the assessment of borrowers on the basis of character, capacity and
collateral help a banker identify genuine borrowers ?
2. Spell out in detail the steps in analysing a new loan proposal.
OR
Explain the relationship between value of an asset and amount of loan extended by
a banker in defining a secured loan. What are the most important precautions that a
banker must take while extending loans against life insurance policy.
3. Spell out the components of priority sector in India. What are the guidelines laid
down by the RBI pertaining to priority sector lending ?
OR
How do you distinguish between personal and corporate lending by a bank ? Write
an explanatory note on any one of the types of personal loans extended by a
banker.
4. What do you understand by loan administration ? Spell out in detail the tools of
loan administration.
OR
State and explain any four important definitions given in the ‘Securitisation Act, 2002’.
5. Write short notes on (any two) :
a) One time settlement
b) Lok Adalat and Debt Recovery Tribunal
c) Tools with the bankers to keep non performing assets under control.
d) Consortium lending.
  #5  
15th September 2017, 03:17 PM
Unregistered
Guest
 
Re: Diploma in Banking and Finance Question Paper

Quote:
Originally Posted by unregistered View Post
can you provide me the question paper of p.g. Diploma in banking and finance examination of pune university?
please provide me sample question paper
  #6  
13th December 2017, 06:00 PM
Unregistered
Guest
 

I am going to appear in Diploma in Banking and Finance exam. So I need a sample paper. So here can you provide me a sample paper of this exam?


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