#1
26th April 2013, 02:03 PM
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Dena Bank Home Loan in India
Please provide me the details of the interest rate of Dena Bank Home Loan In India
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#2
27th April 2013, 10:16 AM
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Re: Dena Bank Home Loan in India
I am here by providing you the details of the interest rate of Dena Bank Home Loan In India New Delhi (Delhi, India) Dena Bank Cuts Base Rate to 10.25% and Floating Reference Rate to 15.75% The Dena Bank Limited has decreased its lending rates by 0.20 percent, or 20 basis points with effect from February 09, 2013. Eligibility for taking the Loan: You are a major individual, resident or non-resident, and have a regular source of income. Your age on the maturity of the loan is must be less than retirement age if you are a salaried employee & below 65 years, if you have a business. The total deductions do not exceed to 60% of your gross income, including the loan installment of the proposed loan. Spouses/Co-applicants income can be clubbed for enhanced eligibility. Loan Amount Up to Rs.200 lakhs for the process of purchase/construction of a house. Up to Rs.10 lakhs for renovation/upgradation process . |
#3
3rd November 2015, 07:43 AM
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Re: Dena Bank Home Loan in India
Hello friend I want the details for Dena Bank Home Loan so please provide me the details for this ?
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#4
3rd November 2015, 07:44 AM
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Re: Dena Bank Home Loan in India
Hello brother as you asked for the details for Dena Bank Home Loan so here I am providing you the details Eligibility for Dena Bank Housing Loan One should be the individual, resident or non-resident, having a regular source of income. Your age on the maturity of the loan is less than retirement age if you are a salaried employee & below 65 years, if you have a business. The total deductions do not exceed 60% of your gross income, including the loan installment of the proposed loan. Spouses/Co-applicants income can be clubbed for enhanced eligibility. Benefits of Dena Bank Home Loan Scheme- Interest Charged on Daily Reducing Balance method. No Prepayment Charges Loan Limit of 200 lacs Loan available for 50 years old homes FLOATING RATE LINKED TO BPLR & NOT ANY INDEX/ REFERENCE RATE Upto 20 years-for the purchase of a new flat/house/construction/extension Upto 10 years- for repairs, renovation and upgradation 0.50% of sanctioned limit Home Loan Interest Rates on Dena Bank Up to Rs.75 Lacs : 9.70% (Floating Rates) >Rs. 75 Lacs : 9.90% (Floating Rates) Documents required for home loan Signed application form with photograph ID and residence proof Processing fee cheque Last 6 months bank statements Documentation for salaried applicants: Last 3 months salary-slips Form 16 or Income Tax Returns Documentation for self-employed applicants: Education qualification certificate & proof of business existence Last 3 years Income Tax Returns with computation of Income Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account Address Dena Bank Centre C-10, G Block, Bandra-Kurla Complex Bandra [E]. Mumbai- 400 051. Tel.- (022) 26545000, 26545035 |
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