#1
23rd February 2016, 08:52 AM
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Citifinancial Personal Loan
Hello, I want to know the details of the personal loan offered by the Citifinancial as I want to take the loan.
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#2
23rd February 2016, 08:53 AM
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Re: Citifinancial Personal Loan
Hello, here I am providing you the details of the personal loan offered by the Citifinancial as under: Loans available: Loan Against Property 12 Month Loans Business Loan Same Day Loans Mortgage Loan No Credit Check Loans Short Term Loans Loans for Unemployed Personal Loan for low CIBIL Score Small Business Loan Loan Against Credit Card Eligibility Criteria Salaried Individual The individual should be a permanent employee with the government or a reputed company. The minimum age to avail loan against property is generally around 24 to 25 years. Professional The applicant can be a professional in any field (doctor, engineer, architect, chartered accountant, etc). The maximum age of the applicant can be 65 years. Self-Employed Individual The individual should be a regular at filing income tax returns. The individual should have been in the same business for a minimum number of years – generally between 3 to 5 years. Interest rates: Fixed Interest Rate – This interest rate remains fixed throughout the loan duration. It varies from institution to institution but the general rate lies in the 11 – 15% per annum range. Adjustable Rate – This interest rate is not fixed and static, it varies according to prevailing market conditions. This could be beneficial for those who wish to keep the loan for a short duration. |