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5th January 2016, 03:54 PM
Super Moderator
 
Join Date: May 2012
Re: Citibank Personal Loan India

As you want to get the details of Personal Loan of Citibank India so here is the information of the same for you:

Top reasons to get the Citibank® Personal Loan

Loan amount up to Rs.30,00,000
Loan funds credited to your bank account in 48 hours
Fixed interest rate for predictable monthly payments
Part pre-payment option available
Balance consolidation for your Credit Card and Personal Loan outstanding

Benefits:

Up to Rs.30,00,000* for all your needs
Get your funds in just 48 hours^
Flexible repayment options ranging from 12-60 months
Fixed interest for greater control over monthly payments
How to take a loan without taxing your monthly budget?
Get additional funds in no time
Special offers and minimal documentation for Citibank Customers
Full and part-prepayment options
Balance consolidation of high cost Credit Card and Personal Loan outstanding

Interest Rates:
CAT A Corporate Employees
Net Take Home Salary (Annual) Applicable Interest Rate
Up to Rs.5 Lakhs 15.00% p.a. - 15.50% p.a.
Rs.5 Lakhs - Rs.10 Lakhs 14.50% p.a. – 15.00% p.a.
Rs.10 Lakhs - Rs.15 Lakhs 14.25% p.a. – 14.50% p.a.
>Rs.15 Lakhs 13.50% p.a. – 14.25% p.a.

CAT B Corporate Employees
Net Take Home Salary (Annual) Applicable Interest Rate
Up to Rs.5 Lakhs 15.50% p.a. - 15.75% p.a.
Rs.5 Lakhs - Rs.10 Lakhs 15.25% p.a. – 15.50% p.a.
>Rs.10 Lakhs 14.75% p.a. – 15.25% p.a.

Self Employed Applicants
Net Take Home Salary (Annual) Applicable Interest Rate
Up to Rs.10 Lakhs 19.00% p.a. – 20.00% p.a.
>Rs.10 Lakhs 16.00% p.a. – 19.00% p.a.

Interest rate range of contracted loans offered to customers during the
period 01-July ’15 to 30-Sept ’15
Minimum Interest Rate 12.50% per annum
Maximum Interest Rate 20.00% per annum
Average (Simple) Interest Rate 14.32% per annum

Features:
Minimum Loan Amount Rs.1,00,000
Maximum Loan Amount Rs.30,00,000
Minimum Duration 12 months
Maximum Duration 60 months

Documents Required:








Contact Details:

Citibank
Ram Gopal Maheshwari Marg
Zone-I,
Maharana Pratap Nagar
Bhopal,
Madhya Pradesh 462023
India


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