Citibank Home Loan Review

Hello sir I want to know what is the eligibility criteria for Citibank Home Loan so here can you please give me its details ?

[Kiran Chandar]

Hey as Citibank offers home loans at competitive interest rates for already built and under constructions apartments and flats.

Eligibility criteria

At least 23 years old

Less than 65 years old

Salaried / Self-employed with regular income

Earn more than the minimum income required

Features for home loan

Interest rates from 9.85%. Repayment tenure up to 25 years

Nil prepayment or foreclosure charges on floating rate loans

Interest calculated on daily reducing balance

High eligibility for salaried and self employed people

home loan and surplus money above a threshold limit will be deducted from outstanding loan for calculation of interest on daily basis.

No requirement for co-borrowers/guarantors

Home loans available for NRI's with easy processing in select geographies

Citibank Home Loan Products

Loan Home Loan Interest Rates Lowest EMI per Rs.1 lakh, Max

New Loan Floating Upto Rs. 2,500,000 - 9.85% - 10%, Rs. 898 upto 25 Years
Above Rs. 2,500,000 - 9.85% - 10.35%

Balance Transfer Upto Rs. 2,500,000 - 9.85% - 10%, Rs. 898 upto 25 Years
Above Rs. 2,500,000 - 9.85% - 10.35%