Citibank Emi Conversion

Hi buddy I am nalini here I have come to get info related to Citibank EMI Conversion with credit card , so can you plz tell me about the same ??

[Kiran Chandar]

As you asking here I am telling that you can Convert your Citibank Credit Card outstanding into easy EMIs and repay the sum at a lower rate of interest. Save on higher credit card interest rates and service fee. Plus, enjoy the convenience of paying smaller amounts per month. Choose to PayLite.

The right time to save money is always now.
Top reasons to sign-up for PayLite Program
Small-sized interest rates
No paperwork, no "process" delays
Repay at your own pace


Terms and condition for billing and repayments
For Dial/Click- an EMI the purchase amount will be reversed /credited to customer credit card on the transaction conversion date and the EMI shall be billed on the subsequent billing date for the credit card that falls post the date of purchase conversion into EMI facility under this Program.

The EMI amount shall be included as a part of the minimum amount due appearing in the Card member’s monthly Credit Card Statement.

If the minimum amount due is unpaid, Charges shall be levied on such out standings (including but not limited to the EMI as above), as communicated in the Credit Card Most Important Terms &Conditions (MITC).

The Credit Limit on the Credit Card shall be blocked to the extent of the purchase transaction amount.

The Credit Limit will be released as and when the EMI is billed and paid for in subsequent months.

A maximum of ten concurrent transactions are permitted to be converted into Click/ Dial-an-EMI, on each Primary Credit Card, at any point of time.