2023 2024 Student Forum > Management Forum > Main Forum

 
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18th April 2016, 01:53 PM
Super Moderator
 
Join Date: May 2012
Re: Cheap Personal Loan Interest Rate

Eligibility for personal loan:

Documents Required:
Candidates Identity Proof - Passport, photo pan card, driving license, votes id card, photo ration card
Address Proof - Passport, telephone bill, ration card, electricity bill, driving license, life/medical insurance policy, rental agreement, apartment allotment letter

Personal Loan Interest Rates

Interest Rate (Monthly reducing balance) 13.49% - 34%
Processing Fees 0.5-2.5%
Loan Tenure 1 year to 5 years
Pre-closure Charges 2% - 5%
Guarantor Requirement No guarantor required

Nam of banks with their cheapest interest rate:

Name of the Bank Rate of Interest %

Union Bank of India 12.00% - 14.75%

Bank of India 13.20% - 15.20%

Allahabad Bank 14.95%

IDBI Bank 13.00% - 14.00%

ICICI Bank 12.99% - 20.00%

Bank of Baroda 14.40%

Central Bank of India 13.45%

Punjab National Bank 13.00% - 16.00%


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