Bank Of Baroda Platinum Credit Card

I want to know the features, eligibility and the charges of platinum credit card of Bank Of Baroda so can you please tell me?

[Kiran Chandar]

Bank of Baroda is an Indian state-owned banking and financial services company headquartered in Vadodara, Gujarat, India. It is the fourth-largest bank in India.

BOBCARD Platinum

BOBCARD Select Platinum is affiliated with MasterCard International & valid throughout the world.

It is globally accepted over 70 million locations and more than 1 million ATMs worldwide.

BOBCARD presents these premium cards to offer its gratitude to the High Net worth Individuals.

Features-

Acceptability: Global
ATM Compatibility
Up to 3 add-on cards free
Cash withdrawal Limit : 40% of Credit Limit
Interest Rate (service charges): 2.6% p.m. (APR31.2%) on reducing balance
In built Free Personal Accident Coverage*:
Air Accident : Rupees 15, 00,000
Other Accident : Rupees 5, 00,000
Loyalty points : 2 on purchase of Rupees 100
Annual fee is waived on spend of Rupees 100,000 in a year and regular payments
Host of inbuilt offers and privileges of MasterCard
Card Image of chip card to be added

Eligibility-

Annual income of Rupees 6, 00,000 & above
Age between 18 to 65 years
Existing Banking relation with Bank of Baroda (preferred)

Fees and charges-

Particulars Fees & Charges
Acceptability Global
Chip Availability Chip & Non-Chip
Age 18-65
Add On Cards Yes
Income Eligibility Individual (I) / Corporate (C) Rupees 6,00,000 (I)
Merbership/Joining Fees Rupees 1000/-
Free for Lifetime(Subject to regular payment of minimum dues and minimum transaction volume per year as per given details) Rupees 1,00,000/- p.a.
Annual Fees
Principal Rupees 1000/-
Add-on FREE
Revolving Credit Limit # Rupees 1,00,000/-#
Cash withdrawal Limit 40% of Credit Limit
Bonus Points on Purchase of Rupees 100 (Except for cash/Petrol Txns) 2
Accidental Insurance
Air Accident Rupees 15,00,000/-
Other Accident Rupees 5,00,000/-
Service charges on balance outstanding 2.60% p.m.
Cash withdrawal Charges
ATMs (Domestic) Rupees 200 (2.5%)
ATMs (Abroad) Rupees 250 (3%)
Billing Date 1st of (Month)
Late Payment charges Outstanding LPC
Up to Rs.500-- NIL
501 to 25,000- Rupees 300/-
Above 25001- Rupees 500/-

Chq.Return Charges (w.r.t. chq amount) 2% or min Rupees 300/- whichever is higher
De-blocking Charges* Rupees 300/-