Bank of Baroda loan Against FD

Hello sir, I am Sudesh Lahiri. I am from Ahmedabad. I want you to help me by providing me some information about the interest rates of Bank of Baroda for loan against FD. Can you help me?

[Kiran Chandar]

A fixed deposit is a financial product offered by banks to help you earn higher rate of interest on your savings than a regular savings account.
It is a kind of savings account that pay you a fixed rate of interest on your savings for investing them for a stipulated duration decided by bank.
Many banks in India offer loan against fixed deposit accounts. Loan against fixed deposit is granted as demand loans or overdraft against deposits. Many top ranking private and public sector banks in India offer loan against FDs.

As you have asked about the interest rates of Bank of Baroda for loan against FD, I am giving you information about it

Base Rate (per annum) w.e.f. 05.10.2015 9.65%

BPLR for all the existing accounts is 13.90% per annum w.e.f from 05.10.2015

Mid/Large Corporate Credit Facilities

Rate of interest for Mid/Large Corporate w.e.f 01.06.2013

Rating Rate of Interest
CR-1 Base Rate + 2.50%
CR-2 Base Rate + 2.75%
CR-3 Base Rate + 2.75%
CR-4 Base Rate + 3.25%
CR-5 Base Rate + 3.75%
CR-6 Base Rate + 4.25%
CR-7,8,9,10 Base Rate + 4.75%

Retail Loans
Baroda Home Loan to Individuals / NRIs / PIOs

Floating Rate option (for fresh sanctions and for existing accounts w.e.f. 13.07.2015)
Repayment Period
Up to Rs. 30 Lacs
Above Rs. 30 Lacs and below Rs. 75 Lacs
75 Lacs and above

Upto 5 years
Base Rate i.e. 9.65%
Base Rate i.e. 9.65%
Base Rate i.e. 9.65%

Over 5 years & up to 15 years
Base Rate i.e. 9.65%
Base Rate i.e. 9.65%
Base Rate i.e. 9.65%

Over 15 years & up to 30 yrs
Base Rate i.e. 9.65%
Base Rate i.e. 9.65%
Base Rate i.e. 9.65%