Bank of Baroda Family Floater

Can anyone tell me what are the terms and conditions of the Family Floater Policy of Bank of Baroda? If you have any PDF kindly provide me.

[Shaleen]

The family floater Baroda Health Policy is a collaboration of Bank of Baroda with National Insurance, for wife and two children will cost only Rs 4,213.


Key Benefits:


Very low premium

Medical Health insurance cover is available to family of -4- (self, spouse and 2 dependent children) up to the amount insured without any additional premium.

A member or all the members in insured family can get benefit of hospitalization during the policy period, to the extent of aggregate sum not exceeding the sum insured.

Premium paid is eligible for Income Tax exemption under Section 80 D as per Income Tax Rules.


I am providing you terms and conditions for Family Floater Health Policy in PDF format, you can download it.

Bank of Baroda Health Policy









For application of this Policy, I am providing you a proposal Form in the attachment. It also contains Premium Details.

Proposal Form cum Schedule for Baroda Health

Hi sir I want to know about the Bank of Baroda Family Floater health insurance scheme. Please give details about it.

[sumit]

Bank of Baroda is one of the leading public sector banks of India. It was founded on 20 July, 1908. It’s headquarter is located in Vadodara, India. Its products include Credit cards, consumer banking, corporate banking, finance and insurance, investment banking, mortgage loans, private banking, private equity, wealth management.

Features about Baroda Health
It is a Medical Insurance Scheme, available only to account holders of Bank of Baroda, which takes care of the hospitalization costs experienced by the customer up to the amount of sum insured, in respect of the following eventualities.
Any illness / disease
Accidental injury and/ or any ailment
Any surgery that is required in respect of any disease or accident that has arisen during the policy period
The minimum hospitalization should be for 24 hours

Benefits:
Very low premium
In this co-branded product, single premium (generally payable for a single person) is payable and Medical Health insurance cover is available to family of -4- (self, spouse and 2 dependent children) up to the amount insured without any additional premium.
A member or all the members in insured family can avail hospitalization benefits during the policy period, to the extent of aggregate sum not exceeding the sum insured.
Premium paid is eligible for Income Tax exemption under Section 80 D as per Income Tax Rules.

Salient features:

No medical examination required for beginning of health cover.
Pre-existing ailments also get coverage after 3 continuous claim-free policy years.
Coverage options available: 8 slabs ranging from Rs. 50,000/- to Rs. 5,00,000/- per family of 1+3.
Upper age limit of first named person is permissible upto 80 years
The insured individuals get cashless hospitalization facility also in the selected hospitals through TPAs.

Scope of Cover:
Room, Boarding expenses as provided by the Hospital / Nursing Home.
Nursing expenses
Surgeon, Anaesthetist, Medical Practitioner, Consultants, Specialists Fees
Anaesthesia, Blood, Oxygen, Operation Theatre Charges, Surgical appliances, Medicines & Drugs, Diagnostic Materials and X-Ray, Dialysis, Chemotherapy, Radiotherapy, Cost of pacemaker, Artificial Limbs and cost of organs and similar expenses.

For more details you can visit your nearest local branch.