Bank of Baroda Clerk exam Socio economics bank awareness paper

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[Quick Sam]

This is the Bank of Baroda Clerk exam Socio economics bank awareness paper:
1. Which of the following nations is considered the originator of the concept of Micro Finance?

(1) Bangladesh

(2) India

(3) South Africa

(4) Greece

(5)Brazil



2. Which of the following is represented by the letter ‘L' in the abbreviation CAMELS, the rating system used in financial world ?

(1) Loans

(2) Leadership

(3) Liabilities

(4) Liquidity

(5) None of these



3. Repo rate is decided by which of the following organizations?

(1) SEBI

(2) AMFI

(3) All Banks

(4) RBI

(5) IMF



4. Many a times we read a term ‘PPP' in financial dailies/magazines. What is the full form of the same as used in financial world?

(1) Purchasing Power Parity

(2) Per captia Potential Purchases

(3) Public Per captia Power

(4) Present Purchasing Power

(5) Popular Public Preferences



5. The rate of interest on Term Deposits in Banks is stipulated by which of the following?

(1) RBI

(2) Government of India

(3) Indian Banks Association

(4) Banking Codes and Standards Board of India

(5) Individual Banks themselves



6. Which of the following is not a function of a commercial bank?

(1) Providing project finance

(2) Selling Mutual Funds

(3) Deciding policy rates like CRR, Repo Rates/SLR etc.

(4) Settlement of payments on behalf of the customers

(5) Providing services such as locker facilities, remittances etc.



7. Which of the following carries out ‘Open Market Operations'?

(1) Stock Exchanges in India

(2) Indian Banks' Association

(3) Securities and Exchange Board of India

(4) Planning Commission

(5) Reserve Bank of India



8. The famous name Vikram Pandit is associated with which of the following organizations/banks?

(1) Cairn Energy

(2) ICICI Bank

(3) Pepsi Co.

(4) Vodafone

(5) Citigroup



9. Which of the following is the main function of I.M.E.?

(1) Finance investment loans to developing countries

(2) Act as a private sector lending arm of the World Bank

(3) Help to solve balance of payment problems of member countries

(4) Arrange international deposits from banks

(5) None of these



10. Which of the following is not a mode of foreign capital inflow to India?

(1) FDI

(2) FII

(3) NRI Accounts

(4) No Frills Accounts

(5) All these are valid for foreign capital inflow



11. Five Year Plans in India are finally approved by which of the following bodies?

(1) National Development Council

(2) President on the advice of Prime Minister

(3) Union Cabinet

(4) Planning Commission

(5) Finance Minister



12. Which of the following schemes is launched specifically for helping Senior Citizens to avail loan by mortgage of their residential property?

(1) English Mortgage Scheme

(2) Senior Capital Loan Scheme

(3) Reverse Mortgage Loan Scheme

(4) DEMAT Account Scheme

(5) None of these



13. The most appropriate measure of a country's economic growth is___

(1) Net National Product

(2) Net domestic product

(3) Gross domestic product

(4) Per capita real income

(5) Total Foreign Investment in a year



14. In order to streamline the functioning of MFI sector the RBI had appointed a committee. The committee was headed by___

(1) Dr. Y.V.Redddy

(2) Shri M.V.Nair

(3) Shri Y.H.Malegam

(4) Dr. D.Subbarao

(5) Smt. Usha Thorat



15. The census in India is done after a gap of every-

(1) 5 years

(2) 10 Years

(3) 12 Years

(4) 15 Years

(5) None of these



16. Structure of Basel II is based on how many pillars?

(1) Two

(2) Three

(3) Four

(4) Five

(5) Six



17. Which of the following is/are the depositories in India handling dematerialized shares?

(A) National Payment Corporation of India

(B) Central Depository Service (CDSL)

(C) Bombay Stock Exchange (BSE)

(1) Both (A) & (B)

(2) Only (B)

(3) Only (A)

(4) Only(C)

(5) All (A),(B) & (C)



18. What does the term NSDL stand for?

(1) National Securities Development Limited

(2) National Securities Depository Limited

(3) National Safety Development Limited

(4) Natural Safety Development Limited

(5) National Social & Developmental Liabilities



19. Non-Banking Financial Company (NBFC) does not have which of the following functions?

(1) Equipment leasing

(2) Housing finance and investments in financial securities

(3) Hiring & Purchasing Assets.

(4) Demand Deposits

(5) None of these



20. Insurance business in India is regulated by___

(1) Life Insurance Corporation of India

(2) SEBI

(3) Reserve Bank of India

(4) Insurance Regulatory & Development Authority (IRDA)

(5) AMFI



21. Basel III in banks is being planned to be implemented from which of the following years?

(1) 2012

(2) 2013

(3) 2014

(4) 2015

(5) 2019



22. Money Laundering refers to which of the following?

(1) Conversion of assets into cash

(2) Conversion of Money which is illegally obtained

(3) Conversion of cash into gold

(4) Conversion of gold into cash

(5) Conversion of shares into cash



23. As per the repots in various newspapers, RBI has asked banks to make a plan to provide banking service to all villages having a population of 2000. This directive issued by the RBI will fall in which of the following categories?

(1) Plan for Financial Inclusion

(2) Efforts to meet the targets of Priority Lending

(3) Extension of Relief Packages to the Farmers

(4) Extensions of Internal and Branchless Banking

(5) None of these



24. The price at which the Govt. Purchases food grain for maintaining the public distribution system is known as-

(1) Ceiling prices

(2) Procurement price

(3) Minimum Price

(4) Issue Price

(5) Distribution price



25. Which of these books is written by Kiran Desai?

(1) A Village By the Sea

(2) Darkness at Noon

(3) Lolita

(4) My Son's Father

(5) The Inheritance of Loss



Computer Awareness

26. The ___controls communications for the entire computer system.

(1) Arithmetic-logic unit

(2) Semiconductor

(3) Motherboard

(4) Coprocessor

(5) None of these



27. A ___is approximately 1 million bytes.

(1) Megabyte

(2) Kilobyte

(3) Gigabyte

(4) Terabyte

(5) None of these



28. Which of the following is formally defined as a criminal action perpetrated primarily through the use of a computer?

(1) Phishing

(2) Hacking

(3) Cybercrime

(4) Social networking

(5) None of these



29. Hardware used to translate words, sound images and actions that People understands into a form that the system unit can process is known as-

(1) Device drivers

(2) Device readers

(3) Input devices

(4) Output devices

(5) None of these



30. Being- means being familiar enough with computers in such a manner that you understand their capabilities and limitations.

(1) Computer literate

(2) Computer competent

(3) Computer savvy

(4) Technology literate

(5) None of these



31. The System component that controls and manipulates data in order to produce information is called the -

(1) Keyboard

(2) Microprocessor

(3) Monitor

(4) Mouse

(5) None of these



32. The container that houses most of the electronic components that make up a computer system is known as the -

(1) Arithmetic -logic unit

(2) Central processing unit

(3) RFID

(4) System catalog

(5) None of these



33. How a network is arranged and how it shares information and resources is called a network___

(1) Topology

(2) Strategy

(3) Protocol

(4) Architecture

(5) None of these



34. These chips are specifically designed to handle the processing requirements related to displaying and manipulating 3-D images.

(1) Graphics coprocessors

(2) Arithmetic - logic unit processors

(3) Control unit processors

(4) CISC chips

(5) None of these



35. Which type of software is used to make a slide show ?

(1) Spreadsheets software

(2) World processing software

(3) Presentation software

(4) System software

(5) None of these



36. RAM is referred to as- storage.

(1) Direct

(2) Volatile

(3) Secondary

(4) Sequential

(5) None of these



37. The - tells the rest of the computer how to carry out a program's instruction.

(1) ALU

(2) Control unit

(3) System unit

(4) Motherboard

(5) None of these



38. The combination of operating system and processor in a computer is referred to as computers'___

(1) Firmware

(2) Specification

(3) Minimum requirements

(4) Platinum

(5) None of these



39. The position of a disk that contains no stored data, but may contain latent data is called-

(1) RAM slack

(2) A cluster

(3) Swap space

(4) Unallocated space

(5) None of these



40. What is keyboard used for?

(1) Input text and numbers and send commands to the computer

(2) To create new keys to use with your computer

(3) To open the computer up

(4) To create pictures and images and send them to your computer

(5) None of these



41. The information processing cycle includes the following processes -

(1) Input, processing, output, storage

(2) Input, output, manipulation, arithmetic

(3) Data, processing, printing, editing

(4) Storage, display, data, information

(5) None of these



42. How tightly the bits can be packed next to one another on a disk is referred to as-

(1) Tracks

(2) Sectors

(3) Density

(4) Configuration

(5) None of these



143. What are the speakers attached to your computer used for?

(1) Displaying images

(2) Sending messages

(3) Storing messages

(4) Handling sound and music

(5) Make system look technical



44. Tape is described as using this type of access-

(1) magneto-optical

(2) DVD

(3) Direct

(4) Disastrous

(5) None of these



45. Many experts are predicting that this revolution is expected to dramatically affect the way we communicate and use memory___

(1) Graphics

(2) Input

(3) Computer technology

(4) Industry

(5) Wireless



46. The acronym DBMS stands for what?

(1) Double-blind management setup

(2) Document binder management system

(3) Data binding and marketing structure

(4) Database methodology system

(5) None of these



47. The Name of the location of a particular piece of data is its___

(1) Address

(2) Memory name

(3) Storage site

(4) Data location

(5) None of these



48. The arithmetic/logic unit performs the following actions___

(1) Checks data for accuracy

(2) Does calculations using addition, subtraction, multiplication, and division

(3) Does logical comparisons, such as equal to, greater than, less than

(4) Does both calculations and logical comparisons

(5) None of these



49.The most powerful type of computer is___

(1) Mainframe computers

(2) Microcomputers

(3) Minicomputers

(4) Synocomputers

(5) Supercomputers



50. Letters, memos, term papers, reports and contracts are all examples of ___

(1) Models

(2) Spreadsheets

(3) Documents

(4) menus

(5) None of these





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Hello sir I want to give Bank of Baroda Clerk exam for which I have to prepare and I want Socio economics bank awareness paper so here can you please give me ?

[sumit]

Hey as now a days banking sector playing important role and here I am giving you details :-


Eligibility for clerk

Nationality:

candidates should be an Indian with valid Residence Certificate.

Age limit:

age criterion is set to 18 to 28 years for General candidates and person who belongs to reserved category, they will be shortlisted according to age relaxation as per Govt rules.

Qualification:

12th passed out candidates can join Clerk Exam with minimum 60% with computer diploma.

And reserved category will have relaxation in marks – 55% for OBC and near at 50% for SC/ST category.

Here I am giving you paper of Socio economics bank awareness

1.RBI’s open market operation transactions are carried out with a view to regulate
(A) Liquidity in the economy
(B) Prices of essential commodities
(C) Inflation
(D) Borrowing power of the banks
(E) All the above

2.When more than one banks are allowing credit facilities to one party in coordination with each other under a formal arrangement, the arrangement is generally known as—
(A) Participation
(B) Consortium
(C) Syndication
(D) Multiple banking
(E) None of these

3.Open market operations, one of the measures taken by RBI in order to control credit expansion in the economy means —
(A) Sale or purchase of Govt. securities
(B) Issuance of different types of bonds
(C) Auction of gold
(D) To make available direct finance to borrowers
(E) None of these

4.The bank rate means—
(A) Rate of interest charged by commercial banks from borrowers
(B) Rate of interest at which commercial banks discounted bills of their borrowers
(C) Rate of interest allowed by commercial banks on their deposits
(D) Rate at which RBI purchases or rediscounts bills of exchange of commercial banks
(E) None of these

5.What is an Indian Depository Receipt?
(A) A deposit account with a Public Sector Bank
(B) A depository account with any of Depositories in India
(C) An instrument in the form of depository receipt created by an Indian depository against underlying equity shares of the issuing company
(D) An instrument in the form of deposit receipt issued by Indian depositories
(E) None of these

6.An instrument that derives its value from a specified underlying (currency, gold, stocks etc.) is known as—
(A) Derivative
(B) Securitisation Receipts
(C) Hedge Fund
(D) Factoring
(E) Venture Capital Funding

7.Fiscal deficit is—
(A) total income less Govt. borrowing
(B) total payments less total receipts
(C) total payments less capital receipts
(D) total expenditure less total receipts excluding borrowing
(E) None of these

8.In the Capital Market, the term arbitrage is used with reference to—
(A) purchase of securities to cover the sale
(B) sale of securities to reduce the loss on purchase
(C) simultaneous purchase and sale of securities to make profits from price
(D) variation in different markets
(E) Any of the above

9.Reverse repo means—
(A) Injecting liquidity by the Central Bank of a country through purchase of Govt. securities
(B) Absorption of liquidity from the market by sale of Govt. securities
(C) Balancing liquidity with a view to enhancing economic growth rate
(D) Improving the position of availability of the securities in the market
(E) Any of the above

10.The stance of RBI monetary policy is—
(A) inflation control with adequate liquidity for growth
(B) improving credit quality of the Banks
(C) strengthening credit delivery mechanism
(D) supporting investment demand in the economy
(E) Any of the above

11. Currency Swap is an instrument to manage—
(A) Currency risk
(B) interest rate risk
(C) currency and interest rate risk
(D) cash flows in different currencies
(E) All of the above

12.‘Sub-prime’ refers to—
(A) lending done by banks at rates below PLR
(B) funds raised by the banks at sub-Libor rates
(C) Group of banks which are not rated as prime banks as per Banker’s Almanac
(D) lending done by financing institutions including banks to customers not meeting with normally required credit appraisal standards
(E) All of the above

13. Euro Bond is an instrument—
(A) issued in the European market
(B) issued in Euro Currency
(C) issued in a country other than the country of the currency of the Bond
(D) All of the above
(E) None of these

14. Money Laundering normally involves—
(A) placement of funds
(B) layering of funds
(C) integration of funds
(D) All of (A), (B) and (C)
(E) None of (A), (B) and (C)

15. The IMF and the World Bank were conceived as institutions to—
(A) strengthen international economic co-operation and to help create a more stable and prosperous global economy
(B) IMF promotes international monetary cooperation
(C) The World Bank promotes long term economic development and poverty reduction
(D) All of (A), (B) and (C)
(E) None of (A), (B) and (C)

16.Capital Market Regulator is—
(A) RBI
(B) IRDA
(C) NSE
(D) BSE
(E) SEBI

17.In the term BRIC, R stands for—
(A) Romania
(B) Rajithan
(C) Russia
(D) Regulation
(E) None of these

18.FDI refers to—
(A) Fixed Deposit Interest
(B) Fixed Deposit Investment
(C) Foreign Direct Investment
(D) Future Derivative Investment
(E) None of these

19.What is Call Money?
(A) Money borrowed or lent for a day or over night
(B) Money borrowed for more than one day but upto 3 days
(C) Money borrowed for more than one day but upto 7 days
(D) Money borrowed for more than one day but upto 14 days
(E) None of these

20.Which is the first Indian company to be listed in NASDAQ?
(A) Reliance
(B) TCS
(C) HCL
(D) Infosys
(E) None of these