Bank Of America ODP

Hi I want to get some details about the Overdraft Protection of the Bank Of America and I want to know that is there any cost for this ??? hoc I stop check payment online

[sumit]

Overdraft Protection connects your eligible checking account with another Bank of America account

The accounts included are savings account, a Money Market Savings account, a second checking account or even a credit card

Stop Check Payment Online

You can stop the check payment via Online Banking, select the account and click Stop payment on a check under Services.

Then complete the required information.

You will need to provide the following information: check number, date written, exact amount, and payee.

Overdraft Protection Process

Your money are automatically transferred to cover overdrafts from your account, provided you have sufficient funds available in the linked account1

There is no cost to enroll and you may only pay a $12 transfer fee when you have an overdraft

Three checks process and post the same day and each result in an overdraft.

Without Overdraft Protection
Three overdraft fees are charged
Total cost: $105

With Overdraft Protection
One transfer fee covers all three checks that day1
Total cost: $12

You pay a $35 NSF: Returned Item fee for each transaction that does not go through.

There's no NSF: Returned Item fee for declined debit card payments.

No more than 4 Returned Item fees are charged per day