Apna Sahakari Bank Co

Hii sir, I Wants to get the Information About the Housing Loan of the Apna Sahakari Bank will you Please provide It ?

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Apna Sahakari Bank Ltd. popularly known as Apna Bank , was established on the auspicious day of Gudhi Padva on 29th March 1968 . It started its operations from the Apna Bazar, Naigaum, Dadar in Mumbai.

As you Asking for the Information About the Housing Loan of the Apna Sahakari Bank the Information is given below

Purpose
Construction / Purchase of House with ready possession or flats with 85% construction completed

Loan Features
Maximum Limit : Rs.70 Lakhs
Repayment Period : Maximum 240 instalments
Margin : 10% to 15%

Rate of Interest

Women : 9.50%
Others : 9.75%

Charges
1. Shares- 2.5% of Loan amount
2. Guarantor s shares Rs.1000/- each
3. Service Charges 1% of loan amount Min 125/-
4. Franking 800/-
5. Visit Charges Rs.300/- to Rs 10000/-
6. Scrutiny charges Min 400/- Max 50000/-
7. Cibil Report consumer 200/- commercial - 1500/-
8. Cersai charges 200 /-
9. Mortgage draft typing charges Max Rs. 1000/-

Required Document

Duly filled Loan form
Account Statement / Passbook for verification
Share holder Borrower and 2 nos Guarantors
Three Photographs of Borrower & Guarantors
Income proof for last three years if businessman / current 3 months payslips if salary earner, form no 16 of last year
Ration card of borrower and Guarantors
Aadhar card of borrower and Guarantors (point 6,7 bring originals for verification)
Commencement certificate / Permission of construction from Govt.Authority.
Search report / Title clearance certificate from Advocate
7/12 Extract
Approved Plan

For more Information you may Visit the Nearest branch of the the Apna Sahakari Bank